Rebuild and Restore

• Our Member Directory: Our website lists trustworthy contractors who can assist with repairs here. Check out our blog post on what to look out for.
• Check Licensing: Ensure any contractor is licensed through the North Carolina Licensing Board for General Contractors.
• Insurance Company Recommendations: Contact your insurance provider for a list of approved contractors.
• Research and Reviews: Look up reviews on platforms like the Better Business Bureau and ask for local referrals.
• Get Multiple Estimates: Always obtain several quotes to compare services and prices.
• Beware of Scams: Be cautious of unsolicited offers and high-pressure sales tactics. Never pay in full upfront.

Following these steps will help you find a reliable contractor for your repair needs.

Check Licensing: Ensure any contractor is licensed through the North Carolina Licensing Board for General Contractors.
Insurance Company Recommendations: Contact your insurance provider for a list of approved contractors.
Research and Reviews: Look up reviews on platforms like the Better Business Bureau and ask for local referrals.
Get Multiple Estimates: Always obtain several quotes to compare services and prices.
Beware of Scams: Be cautious of unsolicited offers and high-pressure sales tactics. Never pay in full upfront.
Following these steps will help you find a reliable contractor for your repair needs.

To protect yourself from scams when hiring a contractor for repairs after Hurricane Helene, keep these key points in mind:

• Be Cautious of Red Flags: Avoid door-to-door solicitations, high-pressure sales tactics, and demands for large upfront payments.
• Get Everything in Writing: Obtain a detailed written contract before any work begins.
• Never Pay Up In-Full Front: While down-payments are common practice, legitimate contractors will never ask for the total amount up front.
• Avoid Paying in Cash: Paying by other methods will give all parties a record of the payment.
• Research: Check reviews, ask for references, and verify that the contractor is insured.
• Multiple Estimates: Get quotes from different contractors to compare.

Remember, take your time to find a reputable, licensed contractor to ensure quality repairs and protect yourself from potential fraud. Read “Find the Right /contractor aFter Hurricane Helene.“

When dealing with your insurance company for home repairs after Hurricane Helene, follow these steps:

• Document the Damage: Take photos and videos of all damage before any repairs are made.
• Contact Your Insurer: File a claim promptly, providing all necessary details and documentation.
• Meet with the Adjuster: An insurance adjuster will assess the damage. Be present during this inspection.
• Review the Estimate: Carefully examine the insurance company’s repair estimate.
• Choose a Contractor: You can use the insurer’s recommended contractor or choose your own. Our website has a list of trustworthy contractors.
• Get Multiple Quotes: Obtain estimates from several contractors to ensure fair pricing.
• Understand Your Coverage: Know what your policy covers and any deductibles that apply.
• Keep Records: Maintain detailed records of all communications and expenses related to the repairs.

Remember, you have the right to choose your own contractor. The BABRM website also offers a comprehensive blog post with more information on working with insurance companies for home repairs.

Before rebuilding in Western North Carolina after Hurricane Helene, it’s essential for you and your contractor to understand applicable building codes. Here are key points to consider:

• Consult With Your Contractor: Your licensed contractor should know the regulations, and have access to all necessary resources.
• Permits Required: Most rebuilding projects will require a building permit. Be aware that this process may be impacted by the current situation.
• Zoning Regulations: Understand local zoning laws that dictate land use, building height, and setbacks from property lines.
• Inspections: Be prepared for mandatory inspections at various stages of construction to ensure compliance with the building code.
• Code Upgrades: If your building is undergoing significant renovations or changes in use, you may need to upgrade certain systems to meet current codes.

If you need financial help for repairs following Hurricane Helene in Western North Carolina, consider these options:

• FEMA Assistance: Apply for federal disaster assistance if your area has been declared a disaster zone.
• SBA Disaster Loans: The Small Business Administration offers low-interest disaster loans to homeowners and renters.
• Insurance Claims: File a claim with your homeowner’s or renter’s insurance company promptly.
• Local Charities: Many local organizations and churches offer assistance to disaster victims.
• Tax Deductions: You may be eligible for casualty loss deductions on your taxes.

The Builders Association of the Blue Ridge Mountains (BABRM) has a comprehensive blog post about accessing financial restoration assistance post-Hurricane Helene with detailed information and additional resources.